Dr. Nguyen An Nguyen is the Founder and CEO of Trusting Social Group, a global fintech company that utilizes artificial intelligence and alternative data to expand credit access for people without prior credit history. Driven by the mission to “reduce financial suffering,” Dr.Nguyen established Trusting Social in 2013 to address a critical challenge in global finance: enabling access to credit for the millions who lack a formal credit history. Trusting Social is building data and AI infrastructure for a fairer credit system. Today, Trusting Social Group operates across Southeast Asia, India, and Latin America, where it partners with over a hundred banks and financial institutions and, every year, enables 30 million consumers access credit for the first time. The group, under the Kompato AI brand, recently began disrupting the US consumer debt collections industry, with proprietary Generative AI agents that are personalized, empathetic, and generate better outcomes for both lenders and consumers. Dr. Nguyen brings expertise built on academic research and industry experience. He holds a Ph.D. in Economics from Rice University and gained operational insight while working within the retail banking team at Barclays Bank in New York. He remains focused on applying AI and alternative data to break technological barriers in consumer finance, advancing toward a more inclusive financial system.