Justin Arcenas is the founder CEO of RuralNet, a leading InsurTech company that operates in the Philippines & Indonesia. RuralNet has transformed access to insurance for underserved communities through technology-driven, inclusive financial solutions deployed via a wide network of grassroots financial institutions.Under his leadership, RuralNet has helped over 6 million people gain access to affordable microinsurance plans.

Recognized as one of Tatler Asia’s Gen.T Leaders of Tomorrow and the Young Entrepreneur of the Year by the Cebu Chamber of Commerce and Industry, Justin is a passionate advocate for using technology to solve real-world problems and bridge gaps in financial inclusion. His work continues to demonstrate how innovation, strategic partnerships, and customer-centric design can create meaningful social impact at scale.